Dealing with the consequences of a severe car accident is difficult under any circumstances. It is even more difficult if the person responsible for the accident is uninsured. You may need guidance from a Kissimmee uninsured driver's car accident lawyer who has navigated these difficult waters before and can help you get justice. Retain the services of a skilled car accident attorney and know that you are in capable hands.
Personal Injury Protection Coverage
Florida is a no-fault state where every driver must carry at least $10,000 in Personal Injury Protection (PIP) coverage. Unfortunately, as many as 10% of all drivers still choose to drive without insurance, gambling that they can get away with. This causes problems not only for themselves but for other motorists who may suffer injuries in collisions with them.
What Happens if a Driver is Uninsured?
Buying special coverage from an auto insurance carrier to protect against uninsured motorists is possible. This is generally referred to as UM coverage. It applies when the other driver lacks insurance, is an excluded driver under the policy, or has a coverage issue.
If a driver does not have UM coverage and an uninsured driver hits them, there are still ways to try to get compensation. One possibility is to file a lawsuit against the driver without insurance. But, it is important to note that drivers without insurance frequently lack the financial means to pay damages after a verdict.
Even when a motorist has UM coverage, the insurance company may try to avoid paying. Insurance companies do not make their profits by generously paying claims, even for an uninsured injury that was not their client's fault.
In some cases, negligent drivers may lie and claim they are not insured, even when they are. That way, they can avoid having a costly claim filed against their insurance policy, which would probably increase their rates.
A Kissimmee uninsured driver car accident lawyer could help, perhaps by telling the other driver that they will face a civil lawsuit and the potential loss of their license if they do not produce an insurance policy.
What Compensation is Available in Kissimmee?
As in any automobile collision, the physical harm caused by such an accident can be significant. Typical injuries include broken bones, burns, spinal cord damage, head trauma, and paralysis.
Compensation depends on the connection between the accident and the resulting physical and emotional injuries. A thorough medical examination by a physician is very important to prove this.
Anyone involved in an accident should gather as much evidence as possible about the accident, including eyewitness testimony. The more evidence they gather at the accident scene, the stronger their case could be.
How a Kissimmee Uninsured Driver Car Accident Attorney Could Help
Your uninsured driver claim may include compensation to cover damages such as medical expenses, lost income, and psychological trauma. Even an auto insurance policy protecting you against an uninsured driver may have limits to its coverage. To get the total amount you are entitled to, you may need a professional Kissimmee uninsured driver's car accident lawyer to help you make your case.