Advocating for You: Personal Injury & Insurance Claims Lawyers

Life is full of surprises, for better or for worse. You can live your entire life without experiencing any major crises. But, statistically speaking, there’s a much better chance that you’ll need to use some form of insurance at some point. After all, that’s what it’s there for.

The need to file an insurance claim happens to almost everyone eventually—whether the circumstance qualifies as an annoying inconvenience or a life-change event. The types of events that lead to these claims can range wildly. From house fires and product liability cases to homeowners insurance disputes and disability settlements—each and every one of these areas is completely different under the letter of the law.

Whenever you open up an insurance claim, you are essentially entering into a battle with your insurance company. Sure, your policy exists to protect you to a certain extent. But, at the end of the day, your insurance company is out to make a profit. They want to walk away from the situation in such a way that leaves you with the smallest settlement possible. After all, insurance is a business above all else. And, understanding what forms of compensation you are eligible for is complicated business indeed. Therefore, you’re going to want an experienced legal team behind you every step of the way.

This is where The Ward Law Group comes in. Our team of lawyers has over a decade of experience in dealing with every variation of insurance claim imaginable. In addition to our impressive versatility, The Ward Law Group also offers legal services to both the English- and Spanish-speaking communities. Don’t let these big-name insurance adjusters use your language as a barrier against you when it comes to getting the settlement you deserve. Contact us today!

Common Types of Insurance Claims that We Settle

Homeowners insurance claims are one of the most common types of insurance claims in the United States. According to the Insurance Information Institute, roughly 98% of these claims were made as a result of property damage and theft in the year 2017 alone.

In addition to homeowners insurance, here are some other common forms of insurance claims that our firm handles:

  • Auto Insurance Claims: Car insurance settlements cover a variety of expenses in the very unfortunate event that you are involved in an automobile accident. Depending upon your policy type, you may be entitled to compensation for property damage and expenses related to bodily injury.
  • Commercial Liability Insurance: Slip & fall accidents are also very common, so most businesses have some manner of insurance coverage against them. This is known as premises liability coverage (PLC). PLC is often a clause within a more general insurance policy, known as commercial liability insurance. This type of insurance protects businesses against financial expenses related to accidents that occur on their premises.
  • Life Insurance: This form of insurance protects the beneficiary of the deceased in the event of accidental or untimely death. This is a particularly important form of insurance to hold if you have any dependents (i.e. people who depend on you for financial support).

Of course, these are just a few common examples. The Ward Law Group also has experience with the following forms of insurance claims:

  • Disability Insurance Disputes
  • Commercial Insurance Disputes
  • Bad Faith Claims
  • Renter’s Insurance Disputes
  • Property Insurance Disputes

Types of Insurance Claim Injuries & Compensation

Because insurance claims are such a broad subject, naturally there is a slew of possible injuries associated with them as well. Personal injuries are an expensive business by nature, even if you have insurance. They incur costs, including hospital bills, lost wages, and even intangible losses such as loss of consortium or psychological well-being.

Here is a short list of personal injuries that are commonly associated with insurance claims on the whole:

  • Lacerations and bruises
  • Burns
  • Internal organ damage
  • Soft tissue injuries
  • Traumatic brain injury
  • Spinal cord injury
  • Blindness or deafness
  • Broken bones or fractures
  • Disfigurement
  • Wrongful death
  • …and more.

Whenever you suffer from a personal injury due to the negligence of a third party, you’re going to need an experienced team of attorneys behind you to help you maximize your claim. With the right legal guidance, you may be able to receive the following forms of compensation:

  • Medical Expenses: This area covers expenditures involving hospital visits, treatment care plans such as physical therapy, prescription medicine, and much more.
  • Property Damage: Property damage describes any financial loss incurred as a result of damage to personal property. This may mean a vehicle, jewelry, your house, etc.
  • Loss of Income: If an injury sidelines you from work, then you may be able to receive compensation for these absences. Additionally, if your injury is incapacitating and affects your ability to work on a long-term basis, then you may be able to receive compensation for lost earning capacity.
  • Intangible Damages: This area concerns what is not visible to the naked eye, such as emotional or psychological distress.

Seek Out Assistance From The Ward Law Group

Gregory Ward and Jany Martinez-Ward are masters of their craft who have achieved massive settlement payouts for thousands of clients throughout the years. For example, The Ward Law Group successfully recovered $1,250,000 in compensation for the victim of a motorcycle accident. This is why you want to enlist a team of lawyers on whom you can count. Otherwise, you could be missing out.

Maximizing Your Claim: Immediate Steps to Take After an Accident

In order to file an insurance claim, first, aggregate a collection of your itemized receipts. This includes any costs incurred as a result of your accident or circumstance. Think of expenditures such as medical bills and property damage. An easy way to obtain a list of these items is to simply call your provider and let him or her know that you are currently engaged in the process of filing a claim.

Next, you’re going to want to complete a claim form. This is a document that will outline the important details of your accident to your insurance company. The point of this form is to act as a declarative statement to your insurance company that you will be expecting to receive certain forms of compensation, commensurate with your plain. So, when filling out this form, try to include as much evidence about the incident as possible. Make copies of your final report to keep a meticulous record of your communication with the insurance company.

And, don’t forget to enlist the aid of an experienced lawyer to review these important documents with you. Doing so will ensure that you will optimize your claim and maximize the resultant settlement.

How The Ward Law Group Can Help

It is easy to feel like the world is falling apart when you are involved in an accident or your livelihood is endangered. The Ward Law Group understands your frustrations and is here to help. Our team of lawyers is passionate about challenging insurance adjusters who are only out to make a profit. Don’t let them get away with it! Instead, get in touch with The Ward Law Group as soon as possible to get your claim started off on the right foot.

The Ward Law Group wants nothing more than for you and your family to obtain the maximum possible settlement for your case. Our team will work tirelessly to ensure that all financial damages and relevant expenditures are accounted for when trying to reach a desirable outcome. Remember, our lawyers are passionate about serving both the Spanish- and English-speaking communities, so don’t hesitate if English is not your primary language. Contact us today!

Client Testimonials

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Jany Martinez-Ward is a wizard!

I have no idea how she cut through all the hassles and nightmare situations but she figured it out! I never thought I would have a chance at claiming what was rightfully mine when all the cards seemed to be stacked against me.

The staff is also courteous and professional with a broad knowledge in their field. I would highly recommend The Ward Law Group to anyone in need…

- Christopher H.

A sincere interest in helping you!

This was the only firm I found that was willing to hear me and try to help me despite my position. Other firms went straight to weighing the odds of making money out of it and then discarded me without having any kindness toward the fact that I was injured and needed help…

Extra points as they all speak English and Spanish!

- Nela G.

Definitely recommend this law firm 200%!

Ward Law Group is the BEST law firm! The car accident attorney, Jany Martinez Ward, goes above and beyond to help her clients, and she’s passionate about the results. Their customer service goes beyond measure. Ancelys is always resolving all my issues and answering all my questions.

Jany Martinez Ward and her team are definitely heavenly sent!!!

- Eddie N.

The best personal injury law firm out there!

They helped me from the very beginning to receive the best medical attention, therapy, and legal advice.  Great service and super great energy as people. They never give up and are always ready to fight for the good cause.

I would recommend their service without hesitating. They won my case and thanks to them my injuries were treated. We won our case – settled for what we expected plus more!

- Oswaldo R.

Jany Martinez-Ward is the best car accident attorney in South Florida!

The Ward Law Group is an extraordinary firm that rendered absolutely impeccable service to me throughout the entire process of obtaining my car rental and fixing my vehicle. They fought to make sure that I received great compensation for my case while delivering the absolute best service possible. I would recommend this law firm 100% to anyone involved in a car accident!

- Ashley Z.

Best decision of 2017!

Late last year during hurricane Irma, I was heading home from work when an irresponsible driver T-boned me. I had heard of the Ward Law Group from a very close friend and decided to give them a call. I began treatment promptly after speaking to their investigator, Jonathan, and it was a complete success. My case manager, Amalia, along with her assistants, Karen and Lucy, helped my case go along smoothly and because of them, I received optimal results.

- Alex L.

Very thorough with long-distance service!

This law firm was very professional and thorough! I was living in North Carolina throughout the process and although they are located in Florida, they made my experience very pleasant and straightforward! Cindy was in constant communication with me and would explain all the details needed for my case! Cindy never hesitated to help and answer all my questions from start to finish!

- Diego G.

You can count on my recommendation!

I am very thankful to the Ward Law Group. My case was a bit old, but still within the statute of limitations, which meant we all had to work as quickly as possible. Special thanks to Javier, my first point of contact, who listened very carefully to my long, long dissertation and always provided me with a positive attitude. You can count on my recommendation for any future client!

-T. Lopez

Great fit between knowledge & competitiveness!

My experience with the Ward Law Group was impeccable from beginning to end. Each and every person in our process was professional, respectful, and knowledgeable.

It’s not easy to strike that balance between knowledge and competitiveness. Ward Law has it. Thanks!

- Gonzalo S.

Amazing law firm! Amazing team! Amazing results!

Amazing law firm! Amazing team! Amazing results! Beautiful office!

My case manager was Francis and she did a phenomenal job on my case. I will definitely recommend this firm to anyone. Thank you Ms. Ward!

- Willy M

Phenomenal, dedicated, gets work done!

At first, I was having a hard time with my previous adjuster… Then, God sent me Francis, and all I can say about her is “wowww.” She is phenomenal, dedicated, and above all, she gets work done. I will definitely use the Ward Law Group again if needed.

- Gaby R.

Personalized & professional attention!

If you ever need a lawyer to fight for your rights, The Ward Law Group is the one. You will receive their personalized & professional attention.

- Luis C.

All around amazing!

The Ward Law Group made sure that I got the medical care I needed and kept me informed the entire way. They showed that they truly care about their clients.  I only wish I knew about them when my husband was in a car/motorcycle accident last year. Dealing with other lawyers had left me with a negative outlook on the whole process. But it’s safe to say The Ward Law Group restored it.

- Susana L.

Works day & night to take care of you!

I was blessed to have this wonderful team behind me through this journey. Thanks to Ancelys’ and Jany’s hard work, we won the lawsuit. Lawsuits come with mental anguish that can translate into depression or anxiety. My case was long and filled with constant roadblocks. This did not deter The Ward Law Group in the least. If anything, I felt it made them work harder. This team is so multifaceted, they were able to help me with every aspect of my case.

- Jamie L.

Would recommend them with my eyes shut!

This was the first time that I have ever had such an amazing experience with a law group. They have been very supportive and not just regarding my car, health, and financial compensation. In less than 5 months, they satisfactorily solved all of my problems, one by one.  I would recommend them with my eyes shut. Amazing job!

- Lili V.

Definitely the lion in the room!

Gregory Ward is definitely the lion in the room. He takes pride in defending his clients and carries a powerful family energy. Greg has the wisdom and force to show his magnificent mane and ferocious roar when working his cases. He protects his clients as members of his family. Greg shows strength and a willingness to win the case. Professionalism and honesty. I recommend The Ward Law Group highly.


Fought tooth & nail for our case!

I can’t even begin to say how amazing this group of people is. Back in March of 2016, I was involved in a car accident with another person. Since then, The Ward Law Group has fought tooth and nail for our case.  They never ceased to amaze me. We could email Ancelys at 11pm and she wouldn’t hesitate to answer. We are fortunate to have come across such talented professionals. Thank you from the bottom of our hearts.

-Kayleen B.

Above & beyond “excellent!”

Being in an accident is very stressful and not just the emotional part of it. My car was damaged and I sustained some injuries to my spine. Since the moment I contacted The Ward Law Group, everything was so much easier. They have gone above and beyond “excellent.”  I highly recommend that if you are ever involved in a car accident that you immediately contact The Ward Law Group to assist you in the whole recovery process.

-Gloria C.

Increased settlement over 10x the initial amount!

The Ward Law Group provided excellent support and clinical accommodations throughout the entirety of my case. Their responses were prompt with regard to my case or any questions about therapy also. They did an absolutely extraordinary job with my settlement as well, being able to increase the initial settlement offer to over 10 times the amount! I really can’t say enough good things about the way I was treated and how my case was handled.

- Eric M.

Peace during a stressful time in my life!

I highly recommend The Ward Law Group without any reservation and I thank them for giving me much peace during a stressful time in my life. The Ward Law Group put my mind at ease every step of the way and handled my case efficiently and professionally. Very few times we actually find good lawyers who work because they enjoy helping others. Much gratitude!

- Maggie K.

Professionalism & speedy turnaround!

The Ward Law Group is just amazing. The day of my accident was confusing, but they walked me through all the details step-by-step and answered all my questions that day and even during the weeks thereafter. No matter the question, they had an answer. I recently used their services again for a civil matter and experienced the same professionalism and speedy turnaround.

-Victor M.

Secured over $100K for my car accident!

I want to thank The Ward Law Group for their excellent treatment, including my accident lawyer Jany Martinez Ward and her work team. Cindy, Lucy, Karen, and Amalia were all there for me when I needed it the most. They fought for me and were able to secure me $100,000 for my automotive accident. I am eternally grateful for the work that they did – 5 Stars! THANK YOU, Ward Law Group!

- Kevin R.

Effortless for me!

Such a great experience. The entire process from beginning to end was almost effortless for me, the client. They handled the majority of the process/legwork and kept me informed along the way. Francis handled my case and she is extremely professional and courteous as well as great at explaining the next step along the way. Would recommend to anyone. Thank you Jany Martinez Ward! So pleased with my outcome.

-Kathy G.

What a success story!

What a success story! The Ward Law Group was so professional and informative with details. At the end of my case, I was very satisfied with the process and my results. Gregory and Jany were very sweet and personable. They made me feel comfortable which is very important due to me being in a major car accident while pregnant. I highly, highly recommend them! Thank you, WARD LAW!

- Pamelha M.

VERY good compensation; very professional!

I got into an accident at the beginning of the year. I was hit by a truck from the rear side. I called The Ward Law Group the next day and came to their office. They treated me with the most utmost respect and were very professional. They made everything easy and helpful. At the end, I received a VERY good compensation. I am very happy with their services and highly recommend them to anyone involved in any type of motor vehicle accident. Thank you to the accident attorney Jany Martinez-Ward!

- Franklin A.

Angels waiting to help those in need!

This law firm is the best you can find. Service is amazing. They are always available. Super attentive and ready to do anything in their power to achieve the objectives that will be needed to obtain success. Don’t hesitate to call this firm if you are ever in a situation involving a personal injury. We won our trial thanks to Jany and Greg Ward. You can’t get a better firm than them for this type of service. They are truly angels waiting to help those in need.

-Mariana R.

Greeted me like I was family!

I want to thank accident attorney Jany Martinez-Ward. The whole process was amazing. My car was a total loss and they helped me with that process. When it was time to pick up my check, I went to the beautiful office they have in Miami Lakes. The receptionist greeted me like I was family. I love how they offered me some Cuban coffee – MY FAVORITE! I am extremely happy with my results. Amazing, professional team at Ward Law. I recommend this firm to anyone who is involved in a car accident.

- Jacqueline A.

Amazing, fast, & effective!

The Ward Law Group is amazing, fast, and very effective. I was in a car accident this year and they really helped me out. I had the pleasure of meeting Jany Martinez-Ward who was my attorney. She is awesome. I also worked with Karen and Lucy and they are two of the nicest ladies I have ever met. They took really good care of me. I recommend this law firm to anyone who really needs help.

- Steve W.

Impeccable guidance!

I am very pleased with the service at Ward Law. From beginning to end, their friendliness, availability, walkthrough, and council has been impeccable. I needed guidance and here I found an efficient guide. Thanks again.

-Miguel M.

The best all around!

I want to thank the Ward Law Group for such a positive experience handling my case! Amalia, Karen, and Lucy went above and beyond, always keeping me up-to-date on my case and getting back to me as fast as they could with any questions I had. Very professional, compassionate, and efficient team. I would highly recommend! Extremely satisfied with their service. Thank you again, Jany Martinez Ward and the entire team for everything. The best all around!

- Nathali H.
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