In almost every state, the law dictates that motor vehicle operators must have a minimum dollar amount of liability insurance to cover medical expenses and property damages. That being said, recent studies suggest that roughly 13% of all drivers in America lack this basic liability coverage. Unfortunately, this complicates things rather quickly when these uninsured motorists are involved in an accident. In many cases, an uninsured motorist leaves victims to fend for themselves when it comes to paying for expenses.
More specifically, an uninsured motorist is defined as any driver who does not have the minimum liability insurance that their state mandates. If you get into a car accident with an uninsured motorist, then it is much less likely that you will receive the compensation that you deserve—without seeking legal help. These minimum liability restrictions will always vary from state to state, so make sure to check with your local laws to see where you stand. For example, California’s minimum liability limits include $15,000 for a single person, $30,0000 for all individuals involved in the accident, and $5,000 for property damage.
But of course, unlikely is far from impossible. With the right legal team to support you, it is possible to squeeze your way out of this uncomfortable situation. This makes The Ward Law Group an excellent choice, as our legal team has earned not only decades of experience but also a track record of success with high-profile cases. Moreover, our team doesn’t only serve the English-speaking community. We also cater our legal services to those who speak Spanish as their primary language. Don’t let your native tongue keep you from receiving the settlement you deserve. Contact The Ward Law Group today!
Truck Accident // Lumbar Injury
Truck Accident // Cervical Injury
Commercial Case // Lumbar Injury
Truck Accident // Lumbar Injury
Truck Accident // Cervical Injury
Commercial Case // Lumbar Injury
Recent studies show that 82% of uninsured motorists do not have insurance because they do not have the funds to do so. This is not the only reason, however. Some drivers are not able to buy liability insurance because their vehicles are in terrible condition (or uninsurable). This hangs victims of uninsured motorist accidents out to dry. This means that the victim of the accident may have to cover all of their own expenses, even if the accident itself was not their fault. In 2012 alone, the cost of damages from accidents involving uninsured vehicle operators was roughly $2.6 billion.
Of course, by nature, there is not much of a difference from this accident subtype and “normal” car collisions. In fact, like other accident types, the most common causes of uninsured motorist accidents include:
Naturally, these are only the top 3 examples. Of course, there are plenty of other causes of car accidents. However, the resultant claims always become more complicated when uninsured motorists enter the mix.
Uninsured motorist accidents are a very broad category because they are more of an accident addendum than a subtype of their own. In other words, an uninsured motorist accident could mean almost anything. It could mean a bus accident, truck accident, hit-and-run, head-on collision, rollover, or more. In a sense, the uninsured motorist is just a nasty cherry on the top of an already bad situation. Some common examples of personal injuries from these accidents include:
The best way to beat an uninsured motorist is to already have them defeated before the accident even happens. You can do this by having uninsured motorist coverage on your own auto policy. Uninsured motorist coverage will ensure that you will receive compensation from the accident that you would otherwise have to pay for out-of-pocket. Here are a few forms of compensation that you may receive if you have uninsured motorist coverage:
In addition to serving English-speaking personal injury victims, The Ward Law Group is passionate about providing bilingual legal services to the Spanish-speaking community. Don't let language become an additional barrier to getting the compensation you deserve for your claim. Contact our team of legal advisors at the Ward Law Group today!
Gregory Ward and Jany Martínez -Ward have recovered millions of dollars in personal injury compensation for car accident victims. They were recognized for a top 5 verdict in Florida in 2021. They obtained more than $2,000,000 in compensation for the victim of a truck accident. Don't leave the fate of your settlement to chance. Contact The Ward Law Group today to secure your legal rights and hire reputable insurance companies.
Naturally, you should have emergency responders dispatched immediately after an accident—especially when one or both parties sustain an injury. Once this step is complete, you should start by documenting every single detail of the accident as soon as possible. If you are not able, then you should ask a friend or eyewitness to do this for you. Uninsured motorist claims are much harder to win, so the more evidence that you collect, the better. Thankfully, almost everyone in this day and age has a smartphone with a high-quality camera. Therefore, it should not be too hard to find someone who will do this for you in the event that your phone no longer works because of damage from the accident.
Make sure to exchange information with the uninsured motorist as well as with the police. With the latter, you should aim to get a copy of the police report for the accident as soon as possible. Sharing this information with your legal team will be of great help while attempting to maximize your claim. You should also hold on to any receipts that detail expenses from the accident, as you may able to file claims for these later.
Once you get in touch with a legal team, be sure to share and communicate all of your documentation with them. Again, this is one of the best ways to keep your legal team informed, which will enable them to build a rock-solid case.
If you or a loved one has been involved in a car accident—especially with an uninsured motorist—be sure to contact The Ward Law Group as soon as possible. Our team will ensure that you will receive the compensation you deserve, no matter the challenge. And remember, our team serves both the English and Spanish-speaking communities. Don’t let your native tongue become a barrier to receiving the compensation you deserve. Contact us today
I have had two accidents and I have always called the Office of the accident attorney Jany Martinez-Ward, their attention and that of their employees is impeccable, always attentive to help me and answer my questions, I do not hesitate to recommend them. They are the best!
Excellent service and attention! Speed, efficiency and respect with the client throughout the process. Thanks to accident attorney Jany Martinez-Ward.
I would recommend The Ward Law Group attorneys if you are in a car accident. They are lawyers who fight your case to the end and always on your behalf. Not to mention their employees Delia and Lynnette are very efficient and are always attentive to the customer's questions. Thanks to accident attorney Jany Martinez-Ward.
Wonderful experience being represented by the ward law group they are professional and effective. Jany is super professional she solves even the most severe cases with employees so any company is guaranteed permanent success.
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