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Should I Speak to My Insurance Company as Soon as I have a Car Accident?

October 18, 2022 |
Should I Speak to My Insurance Company as Soon as I have a Car Accident? After a car accident, you probably don't know what to do. Naturally, your first instinct would be to contact your insurance company. As a matter of fact, that is what you are accustomed to hearing. In the aftermath of a traumatic collision, it can be difficult to know who to trust and who to speak with. It is important, however, that you consult with a lawyer before speaking with an insurance company. We do not recommend that you speak with any insurance representative on your own.    When you call the Ward Law Group, we take care of every step of your legal process for you, so that you can get your life back together and go back to your day-to-day activities without stress or worries.   In any case, you should not speak with a representative of the insurance company, especially one who represents the other driver. They may sound friendly and appear to have your best interest, but, in fact, they will use any comments you make on the recorded line against you. Your own insurance company will use your own words or mistakes against you in order to avoid paying any part of your claim. As soon as you file a lawsuit, the defense's legal team may hire an investigator to investigate your claim.   

Calling Your Insurance After a Car Accident

You can expect your conversation with the insurance representative to be recorded when they call you. Any error you make during these conversations could lead to your claim being rejected or your compensation being reduced. During the negotiation process, the insurance representative might even come out with what might appear to be an attractive settlement offer; however, do not be tempted to accept it.  It is always important to remember that representatives of insurance companies are only looking out for the interests of their company, not yours.   Often, victims are convinced to accept settlement offers because they want to relieve the stress, or because they need money to cover medical bills. Accepting the first settlement could result in you settling for less than you deserve. An adjuster from the at-fault driver's insurance company will thoroughly investigate your car accident claim to avoid paying you a large sum of money. They will use any comments you make against you to deny or reduce your claim. Because of this, you shouldn't speak with an insurance company without consulting your car accident attorney first, since your attorney will be able to advise you on what you should and should not say.  

Why You Should Contact The Ward Law Group 

Here is why you should contact us as soon as possible after a car accident.  A personal injury attorney can be extremely helpful after a car accident that wasn't your fault.   
  • As part of our process, we make a claim against the guilty party, not your insurance company, to ensure that they pay for all expenses.  
  • We will investigate the circumstances of your car accident to uncover facts to support your case and give you the best chance of recovering damages.  
  • Additionally, we will assist you with gathering documents, interviewing witnesses, and completing paperwork related to your car accident claim.  
  • Your Ward Law Group attorney will communicate with the car insurance companies involved in your claim. It can prevent you from accidentally saying anything that could harm your case.  
As trained negotiators, our attorneys can negotiate the best possible settlement if an insurance company offers you a quick settlement. Recovering from severe injuries sustained in a car accident can take weeks, months, or even longer. By hiring Ward Law Group, you can focus on healing while we advocate for your rights and fight for your compensation. It can be a challenge to get your life back together following a car accident but having an experienced attorney by your side can help.   Getting in touch with Ward Law Group as soon as you are involved in a car accident will improve your chances of winning your case. Remember that time is of the essence, Florida statutes of limitations require legal action within a specific period of time. Regardless of how complicated your case may be, our car accident lawyers at The Ward Law Group are here to help you navigate the process. We have over 1,600 5-star reviews on Google to back that up. If you have been involved in a car accident, we can assist you. Contact us at 855-DOLOR-55 today.