Auto Insurance

What Do I Do if the Appraiser From the Insurance Company Calls Me After the Accident?

The at-fault party’s insurance adjuster will contact you shortly after the accident. The appraiser will ask you to fill out the following documents: Signature of authorization to obtain medical records Signature of authorization to obtain work records A recorded statement Generally, it is a good idea to not provide too much information, especially in the …

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What Information is Essential for Filing a Claim with My Insurance Company After an Accident?

Generally, the following information will be required: All your medical bills All medical records Medical records prior to the accident (so the insurance company can verify if there are previous injuries) Any loss of salary incurred Any additional expense Any pain and suffering you have endured because of the accident Any previous history of accidents …

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The Damage Formula Insurance Companies Use to Calculate Compensation

When determining compensation, calculating money spent and money lost is easy. However, there is no precise way to place a dollar figure on the cost of pain and suffering, loss of opportunities and experiences. This discrepancy is where the insurance formula of an insurance company comes into play. At the start of the claims negotiations, …

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Tactics Insurance Companies When a Car Accident Lawyer is not Present

When dealing with your car insurance company, it’s imperative to consult an attorney to guarantee a suitable compensation. Insurance companies use various tactics to lower the compensation you should receive. Take a look at the following examples: They take advantage of the Hispanic culture by rambling while they barely allow Hispanics to speak – this …

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What Happens if the Case is Not Resolved with a Claim Against the Insurance Company? Do I Have to Go to Court for an Accident Case?

If the case is not resolved the next step is to go to trial. This is a dangerous step because anything can happen, in addition, the trial can become long and protracted. All personal injury lawyers aim to resolve the case and claim quickly. However, if this does not happen, the trial may be an …

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