Advocating for You: Uninsured Motorist Accident Lawyer

In almost every state, the law dictates that motor vehicle operators must have a minimum dollar amount of liability insurance to cover medical expenses and property damages. That being said, recent studies suggest that roughly 13% of all drivers in America lack this basic liability coverage. Unfortunately, this complicates things rather quickly when these uninsured motorists are involved in an accident. In many cases, an uninsured motorist leaves victims to fend for themselves when it comes to paying for expenses.

More specifically, an uninsured motorist is defined as any driver who does not have the minimum liability insurance that their state mandates. If you get into a car accident with an uninsured motorist, then it is much less likely that you will receive the compensation that you deserve—without seeking legal help. These minimum liability restrictions will always vary from state to state, so make sure to check with your local laws to see where you stand. For example, California’s minimum liability limits include $15,000 for a single person, $30,0000 for all individuals involved in the accident, and $5,000 for property damage.

But of course, unlikely is far from impossible. With the right legal team to support you, it is possible to squeeze your way out of this uncomfortable situation. This makes The Ward Law Group an excellent choice, as our legal team has earned not only decades of experience but also a track record of success with high-profile cases. Moreover, our team doesn’t only serve the English-speaking community. We also cater our legal services to those who speak Spanish as their primary language. Don’t let your native tongue keep you from receiving the settlement you deserve. Contact The Ward Law Group today!

Common Types of Uninsured Motorist Claims that We Settle

Recent studies show that 82% of uninsured motorists do not have insurance because they do not have the funds to do so. This is not the only reason, however. Some drivers are not able to buy liability insurance because their vehicles are in terrible condition (or uninsurable). This hangs victims of uninsured motorist accidents out to dry. This means that the victim of the accident may have to cover all of their own expenses, even if the accident itself was not their fault. In 2012 alone, the cost of damages from accidents involving uninsured vehicle operators was roughly $2.6 billion.

Of course, by nature, there is not much of a difference from this accident subtype and “normal” car collisions. In fact, like other accident types, the most common causes of uninsured motorist accidents include:

  • Drunk Driving: One in every four car accidents that result in death occurs because of drunk driving. If you have lost a loved one to a DUI, your claim may fall under the wrongful death subtype.
  • Distracted Driving: Many states have passed new laws that ban portable electronic devices such as smartphones while driving. This will only become more prevalent as time goes by. And, with good reason: Distracted driving is the leading cause of car accidents in America. Of course, many things can lead to distracted driving (and not just your smartphone). Fiddling with your radio, talking to passengers, eating, and applying makeup while driving are all forms of distracted driving.
  • Reckless Driving: This refers to any car accident that results from speeding, sudden lane shifting, tailgating, or any other irresponsible behavior. Basically, reckless driving involves some level of rational negligence on the part of the offending party.

Naturally, these are only the top 3 examples. Of course, there are plenty of other causes of car accidents. However, the resultant claims always become more complicated when uninsured motorists enter the mix.

Types of Motor Vehicle Accident Injuries & Compensation

Uninsured motorist accidents are a very broad category because they are more of an accident addendum than a subtype of their own. In other words, an uninsured motorist accident could mean almost anything. It could mean a bus accident, truck accident, hit-and-run, head-on collision, rollover, or more. In a sense, the uninsured motorist is just a nasty cherry on the top of an already bad situation. Some common examples of personal injuries from these accidents include:

  • Mild to Severe Brain Damage
  • Dismemberment
  • Lacerations and Bruises
  • Broken Bones
  • Whiplash
  • Spinal Cord Injuries (Myelopathy, Spinal Stenosis, Paralysis, etc.)
  • Internal Organ Injuries
  • …and more.

The best way to beat an uninsured motorist is to already have them defeated before the accident even happens. You can do this by having uninsured motorist coverage on your own auto policy. Uninsured motorist coverage will ensure that you will receive compensation from the accident that you would otherwise have to pay for out-of-pocket. Here are a few forms of compensation that you may receive if you have uninsured motorist coverage:

  • Medical Expenditures: This covers almost anything having to do with hospital stays, medication, treatment plans, therapy, and more. Usually, this is only relevant if you have been injured from an accident involving an uninsured motorist.
  • Property Damage: Aside from vehicle damage, this claim also covers damage to personal belongings in the car, such as your smartphone, laptop, and even clothing. Additionally, it may cover other fees, such as towing costs for your vehicle.
  • Lost Wages & Earning Potential: Lost wages cover the period of time where you are out of work as you recover from your injuries. Loss of earning potential applies if your injury becomes permanent or affects your ability to work for a long time.
  • Emotional Trauma: Covers things such as PTSD, depression, anxiety, and more.

Contact The Ward Law Group Today

Our legal team has won numerous high-profile car accident claims over the last two decades. If you have recently been involved in a car accident—especially one involving an uninsured motorist—please get in touch with our legal team as soon as possible. Cases such as these are more complicated than your average car accident claims, so it is best to get in touch with a legal team that can help you take care of all the particulars.

Maximizing Your Claim: Immediate Steps to Take After an Uninsured Motorist Accident

Naturally, you should have emergency responders dispatched immediately after an accident—especially when one or both parties sustain an injury. Once this step is complete, you should start by documenting every single detail of the accident as soon as possible. If you are not able, then you should ask a friend or eyewitness to do this for you. Uninsured motorist claims are much harder to win, so the more evidence that you collect, the better. Thankfully, almost everyone in this day and age has a smartphone with a high-quality camera. Therefore, it should not be too hard to find someone who will do this for you in the event that your phone no longer works because of damage from the accident.

Make sure to exchange information with the uninsured motorist as well as with the police. With the latter, you should aim to get a copy of the police report for the accident as soon as possible. Sharing this information with your legal team will be of great help while attempting to maximize your claim. You should also hold on to any receipts that detail expenses from the accident, as you may able to file claims for these later.

Once you get in touch with a legal team, be sure to share and communicate all of your documentation with them. Again, this is one of the best ways to keep your legal team informed, which will enable them to build a rock-solid case.

How The Ward Law Group Can Help

If you or a loved one has been involved in a car accident—especially with an uninsured motorist—be sure to contact The Ward Law Group as soon as possible. Our team will ensure that you will receive the compensation you deserve, no matter the challenge. And remember, our team serves both the English and Spanish-speaking communities. Don’t let your native tongue become a barrier to receiving the compensation you deserve. Contact us today.

Client Testimonials

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Jany Martinez-Ward is a wizard!

I have no idea how she cut through all the hassles and nightmare situations but she figured it out! I never thought I would have a chance at claiming what was rightfully mine when all the cards seemed to be stacked against me.

The staff is also courteous and professional with a broad knowledge in their field. I would highly recommend The Ward Law Group to anyone in need…

- Christopher H.

A sincere interest in helping you!

This was the only firm I found that was willing to hear me and try to help me despite my position. Other firms went straight to weighing the odds of making money out of it and then discarded me without having any kindness toward the fact that I was injured and needed help…

Extra points as they all speak English and Spanish!

- Nela G.

Definitely recommend this law firm 200%!

Ward Law Group is the BEST law firm! The car accident attorney, Jany Martinez Ward, goes above and beyond to help her clients, and she’s passionate about the results. Their customer service goes beyond measure. Ancelys is always resolving all my issues and answering all my questions.

Jany Martinez Ward and her team are definitely heavenly sent!!!

- Eddie N.

The best personal injury law firm out there!

They helped me from the very beginning to receive the best medical attention, therapy, and legal advice.  Great service and super great energy as people. They never give up and are always ready to fight for the good cause.

I would recommend their service without hesitating. They won my case and thanks to them my injuries were treated. We won our case – settled for what we expected plus more!

- Oswaldo R.

Jany Martinez-Ward is the best car accident attorney in South Florida!

The Ward Law Group is an extraordinary firm that rendered absolutely impeccable service to me throughout the entire process of obtaining my car rental and fixing my vehicle. They fought to make sure that I received great compensation for my case while delivering the absolute best service possible. I would recommend this law firm 100% to anyone involved in a car accident!

- Ashley Z.

Best decision of 2017!

Late last year during hurricane Irma, I was heading home from work when an irresponsible driver T-boned me. I had heard of the Ward Law Group from a very close friend and decided to give them a call. I began treatment promptly after speaking to their investigator, Jonathan, and it was a complete success. My case manager, Amalia, along with her assistants, Karen and Lucy, helped my case go along smoothly and because of them, I received optimal results.

- Alex L.

Very thorough with long-distance service!

This law firm was very professional and thorough! I was living in North Carolina throughout the process and although they are located in Florida, they made my experience very pleasant and straightforward! Cindy was in constant communication with me and would explain all the details needed for my case! Cindy never hesitated to help and answer all my questions from start to finish!

- Diego G.

You can count on my recommendation!

I am very thankful to the Ward Law Group. My case was a bit old, but still within the statute of limitations, which meant we all had to work as quickly as possible. Special thanks to Javier, my first point of contact, who listened very carefully to my long, long dissertation and always provided me with a positive attitude. You can count on my recommendation for any future client!

-T. Lopez

Great fit between knowledge & competitiveness!

My experience with the Ward Law Group was impeccable from beginning to end. Each and every person in our process was professional, respectful, and knowledgeable.

It’s not easy to strike that balance between knowledge and competitiveness. Ward Law has it. Thanks!

- Gonzalo S.

Amazing law firm! Amazing team! Amazing results!

Amazing law firm! Amazing team! Amazing results! Beautiful office!

My case manager was Francis and she did a phenomenal job on my case. I will definitely recommend this firm to anyone. Thank you Ms. Ward!

- Willy M

Phenomenal, dedicated, gets work done!

At first, I was having a hard time with my previous adjuster… Then, God sent me Francis, and all I can say about her is “wowww.” She is phenomenal, dedicated, and above all, she gets work done. I will definitely use the Ward Law Group again if needed.

- Gaby R.

Personalized & professional attention!

If you ever need a lawyer to fight for your rights, The Ward Law Group is the one. You will receive their personalized & professional attention.

- Luis C.

All around amazing!

The Ward Law Group made sure that I got the medical care I needed and kept me informed the entire way. They showed that they truly care about their clients.  I only wish I knew about them when my husband was in a car/motorcycle accident last year. Dealing with other lawyers had left me with a negative outlook on the whole process. But it’s safe to say The Ward Law Group restored it.

- Susana L.

Works day & night to take care of you!

I was blessed to have this wonderful team behind me through this journey. Thanks to Ancelys’ and Jany’s hard work, we won the lawsuit. Lawsuits come with mental anguish that can translate into depression or anxiety. My case was long and filled with constant roadblocks. This did not deter The Ward Law Group in the least. If anything, I felt it made them work harder. This team is so multifaceted, they were able to help me with every aspect of my case.

- Jamie L.

Would recommend them with my eyes shut!

This was the first time that I have ever had such an amazing experience with a law group. They have been very supportive and not just regarding my car, health, and financial compensation. In less than 5 months, they satisfactorily solved all of my problems, one by one.  I would recommend them with my eyes shut. Amazing job!

- Lili V.

Definitely the lion in the room!

Gregory Ward is definitely the lion in the room. He takes pride in defending his clients and carries a powerful family energy. Greg has the wisdom and force to show his magnificent mane and ferocious roar when working his cases. He protects his clients as members of his family. Greg shows strength and a willingness to win the case. Professionalism and honesty. I recommend The Ward Law Group highly.


Fought tooth & nail for our case!

I can’t even begin to say how amazing this group of people is. Back in March of 2016, I was involved in a car accident with another person. Since then, The Ward Law Group has fought tooth and nail for our case.  They never ceased to amaze me. We could email Ancelys at 11pm and she wouldn’t hesitate to answer. We are fortunate to have come across such talented professionals. Thank you from the bottom of our hearts.

-Kayleen B.

Above & beyond “excellent!”

Being in an accident is very stressful and not just the emotional part of it. My car was damaged and I sustained some injuries to my spine. Since the moment I contacted The Ward Law Group, everything was so much easier. They have gone above and beyond “excellent.”  I highly recommend that if you are ever involved in a car accident that you immediately contact The Ward Law Group to assist you in the whole recovery process.

-Gloria C.

Increased settlement over 10x the initial amount!

The Ward Law Group provided excellent support and clinical accommodations throughout the entirety of my case. Their responses were prompt with regard to my case or any questions about therapy also. They did an absolutely extraordinary job with my settlement as well, being able to increase the initial settlement offer to over 10 times the amount! I really can’t say enough good things about the way I was treated and how my case was handled.

- Eric M.

Peace during a stressful time in my life!

I highly recommend The Ward Law Group without any reservation and I thank them for giving me much peace during a stressful time in my life. The Ward Law Group put my mind at ease every step of the way and handled my case efficiently and professionally. Very few times we actually find good lawyers who work because they enjoy helping others. Much gratitude!

- Maggie K.

Professionalism & speedy turnaround!

The Ward Law Group is just amazing. The day of my accident was confusing, but they walked me through all the details step-by-step and answered all my questions that day and even during the weeks thereafter. No matter the question, they had an answer. I recently used their services again for a civil matter and experienced the same professionalism and speedy turnaround.

-Victor M.

Secured over $100K for my car accident!

I want to thank The Ward Law Group for their excellent treatment, including my accident lawyer Jany Martinez Ward and her work team. Cindy, Lucy, Karen, and Amalia were all there for me when I needed it the most. They fought for me and were able to secure me $100,000 for my automotive accident. I am eternally grateful for the work that they did – 5 Stars! THANK YOU, Ward Law Group!

- Kevin R.

Effortless for me!

Such a great experience. The entire process from beginning to end was almost effortless for me, the client. They handled the majority of the process/legwork and kept me informed along the way. Francis handled my case and she is extremely professional and courteous as well as great at explaining the next step along the way. Would recommend to anyone. Thank you Jany Martinez Ward! So pleased with my outcome.

-Kathy G.

What a success story!

What a success story! The Ward Law Group was so professional and informative with details. At the end of my case, I was very satisfied with the process and my results. Gregory and Jany were very sweet and personable. They made me feel comfortable which is very important due to me being in a major car accident while pregnant. I highly, highly recommend them! Thank you, WARD LAW!

- Pamelha M.

VERY good compensation; very professional!

I got into an accident at the beginning of the year. I was hit by a truck from the rear side. I called The Ward Law Group the next day and came to their office. They treated me with the most utmost respect and were very professional. They made everything easy and helpful. At the end, I received a VERY good compensation. I am very happy with their services and highly recommend them to anyone involved in any type of motor vehicle accident. Thank you to the accident attorney Jany Martinez-Ward!

- Franklin A.

Angels waiting to help those in need!

This law firm is the best you can find. Service is amazing. They are always available. Super attentive and ready to do anything in their power to achieve the objectives that will be needed to obtain success. Don’t hesitate to call this firm if you are ever in a situation involving a personal injury. We won our trial thanks to Jany and Greg Ward. You can’t get a better firm than them for this type of service. They are truly angels waiting to help those in need.

-Mariana R.

Greeted me like I was family!

I want to thank accident attorney Jany Martinez-Ward. The whole process was amazing. My car was a total loss and they helped me with that process. When it was time to pick up my check, I went to the beautiful office they have in Miami Lakes. The receptionist greeted me like I was family. I love how they offered me some Cuban coffee – MY FAVORITE! I am extremely happy with my results. Amazing, professional team at Ward Law. I recommend this firm to anyone who is involved in a car accident.

- Jacqueline A.

Amazing, fast, & effective!

The Ward Law Group is amazing, fast, and very effective. I was in a car accident this year and they really helped me out. I had the pleasure of meeting Jany Martinez-Ward who was my attorney. She is awesome. I also worked with Karen and Lucy and they are two of the nicest ladies I have ever met. They took really good care of me. I recommend this law firm to anyone who really needs help.

- Steve W.

Impeccable guidance!

I am very pleased with the service at Ward Law. From beginning to end, their friendliness, availability, walkthrough, and council has been impeccable. I needed guidance and here I found an efficient guide. Thanks again.

-Miguel M.

The best all around!

I want to thank the Ward Law Group for such a positive experience handling my case! Amalia, Karen, and Lucy went above and beyond, always keeping me up-to-date on my case and getting back to me as fast as they could with any questions I had. Very professional, compassionate, and efficient team. I would highly recommend! Extremely satisfied with their service. Thank you again, Jany Martinez Ward and the entire team for everything. The best all around!

- Nathali H.
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