Coral Gables Car Accident Lawyer

In Coral Gables, car accidents and injuries arising from them are fairly common. Contacting a car accident lawyer, especially an experienced legal team with multiple individuals assigned to your case, gives you someone to help you navigate the complex world of insurance claims and court processes and get your life back to normal quickly.

Although a claim might seem straightforward, hiring an experienced personal injury attorney, such as those at the Ward Law Group, PL, gives you an advantage in negotiating a settlement and obtaining fair compensation from an insurance company. Ward Law serves clients in Coral Gables, Miami Lakes, Fort Lauderdale, and other surrounding areas.

Gregory Ward has dedicated his life to helping those in need. He has over two decades of experience advocating for personal injury victims

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What should I do after a car accident in Coral Gables?

More than two million people are injured as a result of a car accident every year. This large number does not even include the number of car accidents that didn’t result in injuries. After a car accident, a million things can be going through your head about damage to the car, dealing with insurance, how to pay for medical bills, and so much more. Even if your case seems straightforward, contacting a car accident lawyer can help make the process more streamlined for you.

Immediately after being involved in a car accident, it is important to stay calm and check yourself and anyone else in your car for injuries. Once you are in a safe area, it is important to call 911 for an officer to document the accident and create a report to help with the handling of insurance and any case that may arise.
Florida law requires that for any crash involving injury or death, or at least $500 in estimated property damages, you must contact local law enforcement.

After calling law enforcement, gathering evidence from the immediate area, and seeking medical attention, the next step is to report the accident to your insurance company and contact a personal injury lawyer to protect your rights and help ensure adequate compensation. All of these steps can help you in any potential claims for financial compensation.

Miami Lakes and Kissimmee personal injury lawyers discuss client case
Two Coral Gables, Florida personal injury lawyers working on a client case

How common are car accidents in Coral Gables?

Unfortunately, car accidents are far more prevalent than some people might think. In the entire state of Florida, there were 403,626 crashes reported in 2019, leading to 3,135 deaths and 167,219 injuries. As the Fine Dining Capital of South Florida and a part of the Miami metropolitan area, many residents of Miami-Dade County and the surrounding areas travel through the Coral Gables area, meaning that Coral Gables gets its fair share of traffic.

Some accidents in the Coral Gables area involve just vehicles. In contrast, others involve pedestrians, and many of them lead to serious injuries with long-term impacts on the victims.

For example, a woman was sent to the hospital with multiple severe injuries after being struck by a car while riding her bicycle in Coral Gables.

In another case, three teenagers were seriously injured after crashing a car that they had stolen in Coral Gables. The 16-year-old driver and a 15-year-old in the back seat were thrown from the car and later taken to the hospital to be treated for injuries.

Most accidents in Coral Gables occur near intersections and on the major highways in and out of the city. Two common areas for accidents to occur in the Miami area are near the Miami Lakes Branch Library and at the intersection of NW 167th Street and the Palmetto Expressway.

What are common injuries after a car accident in Coral Gables?

Depending on the severity and the positioning of the accident, many different injuries can occur, ranging from minor to major.

One common injury is whiplash, especially in rear-end accidents when your body quickly jerks forward and causes a rapid back-and-forth motion of your neck.

Other injuries include cuts or scrapes and broken bones or fractures, both occurring due to the seatbelt, shattered glass, deployed airbags, or other loose or broken objects in the vehicle.

Other major accidents can also lead to more serious injuries, including internal bleeding, spinal injuries, and brain or head injuries. These major injuries can lead to more extensive and time-consuming medical treatment as well as increased medical expenses.

Common Causes of Car Accidents in Coral Gables

Every year, more than 2 million Americans suffer injuries due to car accidents. While there are innumerable causes of car accidents, the top causes are:

  • Distracted driving
  • Drunk driving
  • Reckless driving.

Distracted driving is when the driver of the vehicle is doing anything that takes their attention away from the act of driving, including sending a text message, talking on the phone, setting the navigation, changing the radio, and even eating or drinking.

Reckless driving is when the driver of the vehicle does something irresponsible that causes the accident, such as speeding, abruptly switching lanes, or even following the car in front of them too close.

Aside from these accidents, there are also ones caused by road rage, rollovers of heavy vehicles, defective car parts, and abrupt stops by cars in front of someone.

With all of the different Florida laws and regulations that apply to drivers, driving, and car accidents, hiring an experienced car accident lawyer can help you figure out the legal aspects of your specific case.

What types of damages can I win in a civil lawsuit?

There are three types of damages available in a civil lawsuit:

  • Compensatory
  • Nominal
  • Punitive.

What is my claim worth?

The value of your claim depends on the circumstances of your accident and the extent of injuries or other damage, including property damage. In order to support your claim and receive fair compensation for your damages, you will need as much evidence as possible to support your claims, such as police reports, medical records, witnesses, photos, property damage records, and other information relating to the accident and injuries resulting from it.

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A free consultation will ensure that you have the best information available before deciding to become their client. Our firm handles cases in Kissimmee, Orlando, and throughout the Miami Metro area, including Miami, Fort Lauderdale, Hialeah, Doral, Carol City, and many more.

Do I need a personal injury lawyer?

Yes. Many personal injury claims can arise from someone else’s negligence: car accidents, motorcycle accidents, pedestrian accidents, wrongful death, medical malpractice, and so many more. By contacting a personal injury lawyer after a car accident, they can help you manage the process of obtaining evidence, communicating with the insurance company, and navigating the legal process.

The lawyer can guide you through each area of the personal injury case: planning and preparation, discovery, filing the complaint, possible settlement, and trial, if necessary. If you can make a phone call to an attorney from the accident scene or shortly after, he or she can send someone to help collect important evidence from the scene and help get estimates of vehicle damage.

An experienced car accident lawyer, like those at Ward Law, can help explain your rights to you for various types of accidents and offer legal advice on how to navigate the legal process and the best next steps to take.

What types of accidents does a personal injury lawyer take on?

A personal injury lawyer like those at Ward Law can help with many different kinds of car accidents. The most prevalent three are distracted driving, drunk driving, and reckless driving. Despite these common types of accidents, they are not the only ones that Ward Law will consider when pursuing a claim on your behalf. Other accidents include head-on collisions, hit-and-run accidents, parking lot accidents, road rage accidents, rollover accidents, rear-end collisions, T-bone collisions, accidents caused by defective vehicle parts, car service accidents, accidents caused by uninsured drivers, and many more.

How can I prove that the other driver was at fault?

In most states, the driver responsible for the accident can be financially accountable for any injuries resulting from the accident.

However, Florida is a “no-fault” state, meaning that each driver goes through their own insurance carrier to cover injuries resulting from the accident, regardless of who is at fault in the accident.

To prove fault, you will need evidence of the accident, such as the police report, repair records and medical records, witness statements, and photos of the damage done to the vehicle, injuries you sustained, and the scene itself. Under Florida law, to seek damages and compensation from the other driver, the amount of damages and compensation needed must exceed $10,000, the amount that personal injury protection (PIP) insurance covers for each policyholder, or death must have occurred.

What is the difference between bodily injury and PIP?

Bodily injury coverage pays for another person’s injuries resulting from an accident but does not cover any of your own injuries. Bodily injury coverage also provides coverage against lawsuits filed against you if you were the one at fault in the accident. On the other hand, personal injury protection (PIP) coverage pays for your injuries and expenses resulting from the accident, regardless of whether you were the one at fault or not, but does not cover legal representation if you are responsible for the accident and get sued. Florida law only requires owners and drivers of vehicles to have personal injury protection, not bodily injury coverage.

Under Florida law, you are required to have personal injury protection coverage of $10,000. This means that your own PIP insurance covers your medical expenses if you’re injured from up to $10,000. Any expenses or damages that PIP does not cover, over $10,000, may be recovered from the driver who caused the accident by filing a personal injury lawsuit. Since Florida is a no-fault state, drivers are not required to carry insurance with bodily injury coverage.

What is a PIP lawsuit?

In Florida, a personal injury protection claim is filed against the insurance company in order to recover for expenses and bills that you incurred after a car accident or any medical issues. One of the goals of PIP claims is to provide payment for injuries sustained in a car accident. Since PIP covers expenses regardless of who caused the accident, there is no need to wait around for a personal injury case to be resolved before seeking treatment.

Despite this benefit of PIP, there are limits to the coverage and important requirements that the injured party must satisfy before they can receive payment from the insurance provider, such as receiving treatment within fourteen days of the accident. If your personal injury protection benefits do not cover all of your medical expenses due to these limits, you can also reach out to your health insurance provider about covering the rest.

If the PIP provider delays, denies or undervalues your claim, you have a legal right to file a PIP lawsuit in order to recover the proper amount for expenses and injuries. If your medical bills or expenses exceed your PIP coverage or the accident causes a death, you have a legal right to file a personal injury lawsuit against the driver at fault to recover any amounts that were over your personal injury protection coverage.

Does Florida PIP cover passengers?

Personal injury protection coverage follows the person rather than the vehicle. However, the law surrounding the coverage of passengers is complicated. It is recommended that you consult a lawyer with any questions about whether a passenger in your vehicle is covered if an accident occurs.

When do I have to file a claim by in Florida?

In Florida, there is a four-year statute of limitations for most personal injury claims arising out of an accident. This means that you have four years from the date of the accident to file a claim against the driver at fault for the accident.
However, there is a different statute of limitations for injuries that occurred not related to the accident, such as medical malpractice. By contacting an experienced car accident or personal injury lawyer as soon as possible after the accident, they can help you make sure that any potential claims are filed before the statute of limitations runs out, so you don’t lose out on any financial compensation that you are entitled to.

When should I contact a Coral Gables car accident attorney?

It is important that you contact a Coral Gables car accident attorney as soon as possible to provide adequate legal services. The earlier you contact an experienced attorney, the easier your case will be for you since you won’t be navigating insurance claims and potential lawsuits on your own.

You will have an experienced lawyer with access to many resources to help you recover money for any injuries and damages, especially those with a long-term impact on your life. A legal team like Ward Law, a law firm with plenty of experience and a proven track record with personal injury cases, can help by answering any questions that you have, explaining your legal rights and the legal processes to you, negotiating with the insurance provider on your behalf, gathering evidence, handling sensitive information, and so much more, completing all work with your best interests in mind.

By contacting a car accident attorney earlier in the process rather than later, you can save yourself the added stress of trying to figure everything out on your own. If you or someone you know has been involved in an automobile accident in Coral Gables, Miami, Miami Lakes, Fort Lauderdale, Hollywood, Orlando, Kissimmee, or the surrounding cities, you can fill out the contact form on Ward Law’s website today for a free legal consultation.


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Client’s Testimonials

Excellent service and attention! Speed, efficiency and respect with the client throughout the process. Thanks to accident attorney Jany Martinez-Ward.

Alejandro M.

I would recommend The Ward Law Group attorneys if you are in a car accident. They are lawyers who fight your case to the end and always on your behalf. Not to mention their employees Delia and Lynnette are very efficient and are always attentive to the customer’s questions. Thanks to accident attorney Jany Martinez-Ward.

Slyvia V.

Wonderful experience being represented by the ward law group they are professional and effective. Jany is super professional she solves even the most severe cases with employees so any company is guaranteed permanent success.

Jose J.

I have had two accidents and I have always called the Office of the accident attorney Jany Martinez-Ward, their attention and that of their employees is impeccable, always attentive to help me and answer my questions, I do not hesitate to recommend them. They are the best!

Jose M.

Excellent service and attention! Speed, efficiency and respect with the client throughout the process. Thanks to accident attorney Jany Martinez-Ward.

Alejandro M.

Wonderful experience being represented by the ward law group they are professional and effective. Jany is super professional she solves even the most severe cases with employees so any company is guaranteed permanent success.

Jose J.

I would recommend The Ward Law Group attorneys if you are in a car accident. They are lawyers who fight your case to the end and always on your behalf. Not to mention their employees Delia and Lynnette are very efficient and are always attentive to the customer’s questions. Thanks to accident attorney Jany Martinez-Ward.

Slyvia V.

I have had two accidents and I have always called the Office of the accident attorney Jany Martinez-Ward, their attention and that of their employees is impeccable, always attentive to help me and answer my questions, I do not hesitate to recommend them. They are the best!

Jose M.

The Ward Law Group, PL

1007 W Emmett St

Kissimmee, FL 34741

(407) 986-0613

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Coral Gables Car Accident Lawyer

Coral Gables, home to the University of Miami, the Biltmore Hotel, the Miracle Mile, and many other beautiful attractions, holds several of the wealthiest zip codes in the country.
Despite its glamorous status, as part of Miami-Dade County, Coral Gables residents are not spared from the infamous South Florida traffic. In fact, over the past three years, there were an average of 60,000 accidents in the county per year. Here is an overview of some essential things that residents of Coral Gables should know if they get into an accident in Coral Gables and want to avoid any legal issues.

What should I do if I was in an accident in Coral Gables?

Getting into any type of accident can be an overwhelming experience. However, there are specific steps you can take in the situation that will help you in the long-term process of fighting for your legal rights.

  • Step 1: Move to the side of the road. If you can, move your car off the main road or go to a parking lot to not cause further accidents or traffic. Once you are safe, exchange information with the other parties in the accident. This information can include names and vehicle registration numbers.
  • Step 2: Call the police. If there seems to be more than $ 500 in damages or if someone died, you must call the police to report the accident. Even without meeting these requirements, you should always call 911 after an automobile accident to ensure that authorities create a police report and that anyone who needs attention from a medical specialist can receive it as soon as possible.
  • Step 3: Get a Copy of the Police Report. Once the police officer finishes creating the report, you will likely be able to leave. However, ensure that you receive a copy of the report, as it can be used to support your claim. If you did not obtain a copy of the report, try to call and order a mailed report.
  • Step 4: Contact Your Insurance Company. Though it may not be required, you will most likely have to report the accident to your insurance company. Based on Florida’s personal injury protection insurance laws, you will have to contact them to pay for any expenses covered under your policy, as further described below. You are not required to, and should not, speak to the other party’s insurance company. It would be best if you also waited to accept any insurance settlement offers until you consult with an experienced Coral Gables lawyer.
  • Step 5: Contact an Experienced Law Firm. If you were seriously injured or sustained extensive property damage after your car accident, contact a knowledgeable Coral Gables personal injury lawyer with extensive experience to learn about your legal rights. An attorney will help you evaluate your claim, assess your damages, negotiate with insurance adjusters and discuss a possible settlement, as well as potentially advocate for you at trial.

Should I see a medical professional after my accident?

Yes, there is a good reason to see a medical specialist. Seeking care from a medical professional in the days immediately following the accident will create a report. This can be used to document your injuries after the accident, which will help refute potential claims that your injuries were made worse by failing to seek medical care, or that your injuries were not severe and the compensation you’re seeking is excessive.

Further, any negligence claim or personal injury lawsuit will require proof of damages, and a report from a medical professional will establish this element of the claim.

What do Personal Injury Lawyers Do?

Personal injury attorneys are civil litigators who advocate for their client’s rights, the injured party. Let’s explore what that means for the average citizen who may be in need of a personal injury attorney. It means your personal injury attorney will deal with the court and opposing counsel on your behalf: this includes giving legal advice, identifying the critical issues in your case too prove the other party’s negligence, researching the law, filing a complaint in the appropriate venue, conducting discovery, preparing legal documents, negotiating with opposing counsel to reach a settlement or arguing your case in court as a plaintiff if necessary.

In summary, the job of your personal injury attorney in Coral Gables is to navigate an often complex and potentially convoluted legal system. Their role is to help you receive the compensation and justice you deserve after being injured by another party’s negligence or wrongful actions.

What kinds of cases do Coral Gable personal injury attorneys handle?

The Ward Law Group has years of experience helping people obtain money for a variety of personal injuries. These include:

  • Car accidents
  • Drunk driving accidents
  • Distracted driver accidents
  • Car vs. bicycle accidents
  • Motorcycle accidents
  • Road rage incidents
  • Truck accidents
  • Uninsured motorist accidents
  • Hit-and-run accidents
  • Pedestrian struck by a motor vehicle
  • Defective car parts
  • Slip and fall injuries
  • Spinal cord injuries
  • Traumatic brain injuries
  • Product liability
  • Medical malpractice
  • Wrongful death cases
  • and Others

These attorneys can handle so many different types of cases in various practice areas because of the legal theory of negligence. The law imposes a duty on everyone to act as a reasonable person would act in the same or similar circumstances. If someone fails to act with this reasonable standard of care and another person gets injured, they could be liable for negligence.

What are the most common types of accidents in Coral Gables?

In Coral Gables, car accidents are the most common type of accident that causes serious injuries or permanent disability. However, other types of accidents are prevalent as well, including slip and fall accidents, pedestrian accidents, bicycle accidents, boating accidents, and cruise ship accidents. In each case, the responsible party owed the injured victim a duty of care and breached that duty of care.

Individuals, or family members of individuals, who are victims of any type of accident and are injured because of the negligence of another person can receive compensation – and they do not have to navigate the Florida law alone during these difficult times. Coral Gables injury attorneys have had many successes and can help you navigate the legal process and fight for your best interests with personal attention.

What can I do to protect my rights after an accident in Coral Gables?

The following steps will help ensure you do the most possible to protect your legal rights after a FL area accident:

  • Police Report: The police report is an integral part of protecting your rights. This will create an official record that can be used if someone disputes your version of the story or changes theirs. You can and should obtain a copy of the police report. If you spot any inconsistencies or omissions, you should request that the report be corrected. It is crucial that you are truthful when speaking to the police, however, do not admit fault when speaking to them. Your words can, and most likely will, be used against you. The answer to the question of who is responsible is a legal conclusion that should be determined in a court of law.
  • Insurance Company: If you have not had time to seek legal representation, you may be able to avoid speaking to an insurance adjuster by refusing to answer their questions and referring them to the police report.
  • Gather and Document Evidence: Take pictures or videos of each vehicle involved. Be sure to write down all of the relevant details of the accident, the damages that the accident caused, and the accident scene as a whole, when possible. You should also try to find eyewitnesses to the accident and be sure to get their contact information, in case their testimony is needed. Finally, keep a log of your expenses resulting from the accident. This includes travel expenses, repair estimates, medical bills, and any other sensitive information. This log will help establish the amount of compensation you are owed.

How can I file a personal injury claim after an accident in Coral Gables?

Filing a personal injury claim or a civil lawsuit is crucial to receive the compensation you may be entitled to. An experienced Coral Gables personal injury attorney can help:

  • Evaluate Your Claim: To get some idea of ​​how their help could relieve your burden, determine the strength of your claim, the amount of time you are willing to invest in resolving your claim, if you are willing to settle your claim out of court, and the amount of money it would take for you to do so.
  • Determine Who to Sue: Florida is a no-fault state, meaning you first have to seek compensation for your injuries from your insurance company regardless of who was at fault. This involves sending a demand letter to your insurance company along with your accident log to establish how much compensation you are owed.
  • If your insurance company refuses to pay, your costs exceed your coverage, or your injuries fall within the exceptions to the no-fault rule, then there may be several other parties you could recover from.
  • Negotiate: Aggressive legal representation will negotiate with the appropriate party and reach a settlement.
  • File a Claim: If you do not reach a settlement, you will need to file a lawsuit against the appropriate party to get the compensation you may be entitled to.

Do I need a Coral Gables personal injury lawyer?

And it is. An experienced Coral Gables personal injury lawyer will help you with each of the steps described above to ensure that you accurately evaluate the value of your claim, determine who is at fault, negotiate with all third parties including insurance companies, and properly file the claim.

What types of damages can I win?

The total amount of compensation you may be entitled to will be dependent on the factors of your case. An experienced lawyer will help evaluate each of these elements to determine the value of your case. These factors include:

  • The extent of your injuries. You have the right to seek compensation for all past and future medical expenses related to your injuries. Thus, the more severe the injuries and the longer you require medical treatment and physical therapy training for those injuries, the more compensation you may be entitled to.
  • Lost wages. If your accident impaired your ability to work in or out of the office, you may be entitled to financial compensation for lost income and diminished future earning capacity. This covers not only compensation you would have received for time taken off work but also compensation for income that will be lost in the future due to your injuries.
  • Future loss of income. If you can no longer work at your previous place of employment, you may be entitled to compensation for the loss of future income.
  • Pain and suffering. The extent of your pain and suffering can affect the value of your claim. Pain and suffering damages are financial compensation for the physical pain and emotional anguish you have endured. These damages can also compensate for a reduced quality of life.
  • Property damages. Any property damages, such as damage to your car, can also be used to evaluate the value of your claim.
  • Punitive damages. If the defendant injured you intentionally or acted with gross negligence, and it can be proved by clear and convincing evidence, you may be able to recover punitive damages, which are intended to punish the defendant.
  • It is vital to understand that while this process may appear simple on paper, it can be incredibly confusing and complex. To save yourself the hassle of dealing with your injuries while navigating a potential legal minefield, contact an experienced Coral Gables personal injury attorney for a free consultation. They will ensure that all these steps are taken correctly and on time.

What evidence do I need to prove my case?

Most importantly, a lawyer will help gather all of the relevant evidence to ensure you can support your claim. For gathering evidence, there are many things that may seem useful but cannot be used in court as evidence. Lawyers know who to talk to and how to go about getting the evidence needed to win your case. However, generally speaking, here is a list of evidence that would be useful to successfully bring a personal injury claim:

  • Photos of the scene of the accident
  • Physical objects that were damaged as a result of the accident
  • Testimony from eyewitnesses
  • Footage from camera phones or surveillance cameras
  • Black Boxes
  • Testimony from expert witnesses
  • Store maintenance logs
  • Medical records
  • Work records

When do I have to file my claim by?

The Statute of Limitations is a law that limits the amount of time that can pass before you bring your lawsuit. Once the time limit has passed, you cannot file a claim on that cause of action. In Florida, the statute of limitations for actions in negligence is four years for filing a claim, which begins on the date the accident happened.

How will Florida’s insurance laws affect my claim?

As part of the state of Florida, Coral Gables participates in the state’s no-fault regime. Florida is one of ten states that require personal insurance protection (PIP). Florida PIP coverage is also known as the Florida no-fault insurance. This insurance policy requires policyholders to first seek compensation from to their own insurance companies for any medical expenses after any type of accident, even if the policyholder was not at fault. The PIP policy will pay injured parties up to $ 10,000 for immediate medical coverage, or 80% of the costs. The policy is in place to allow parties to avoid the tedious and often lengthy process of determining fault in court.
However, this Florida’s no-fault regulation is limited.If an accident causes serious injuries (ie, injuries that cost more than $ 10,000 in medical expenses or lost wages) or permanent injuries (such as death), Florida will act as an at-fault state. The victim is then allowed to sue the at-fault driver for losses. The at-fault driver must compensate the victim through bodily injury liability insurance or personal assets.
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How can I find a personal injury lawyer in Coral Gables?

Here are some sources you can ask for a recommendation:

  • Family, friends, and acquaintances.
  • Websites like,, and the Legal Information Institute have directories and reviews of attorneys you can find.
  • Typing terms like “personal injury lawyer near me” into a search engine generates results for local personal injury attorneys.
  • The Florida Bar and other local bar associations will likely have a list of attorneys that practice personal injury law.
  • Once you’ve narrowed the list down to a few potential contenders, you should look for a variety of factors like:
  • The attorney’s experience.
  • How often they go to trial versus settling cases.
  • How often do they win when they go to trial?
  • If the lawyer is part of a firm, you should pay attention to whether your attorney will be handling the case themselves or if they will give your case to a junior attorney.
  • Are their fees hourly or contingent?
  • Do they offer a free consultation?
  • Are they accessible by phone call or do you have to fill out a contact form?

When should I contact a Coral Gables personal injury lawyer?

If you’ve been injured in Coral Gables and want to file a claim, you should hire an experienced Coral Gables personal injury lawyer as soon as possible. From the moment an accident occurs, the statute of limitations begins running. You should act fast before evidence goes stale and memories fade.
If you are unsure how to proceed, call Ward Law Group for a free legal consultation at 855-DOLOR-55. Ward Law’s legal team of experienced attorneys is skilled at handling personal injury cases.
A free consultation will ensure that you have the best information available before deciding to become their client. Our firm handles cases in Kissimmee, Orlando, and throughout the Miami Metro area, including Miami, Fort Lauderdale, Hialeah, Doral, Carol City, and many more.