Auto Insurance

Auto insurance agencies: friend or foe? We like to think of these corporations as hybrids of the two: the dreaded “frenemy.” Without them, it would be much harder to receive compensation for a car accident. But, even with them, you sometimes have to fight tooth and nail to receive the settlement that you deserve. And, assuming everything is going smoothly, what factors determine the cost of your monthly premium? There has to be a way to cut costs somewhere. Moreover, when things go sideways, how can you avoid falling prey to an insurance adjuster’s tricks of the trade? You can find answers to all of these questions—and more—here. Learn how you can go head-to-head with big-name insurance companies and still come out on top with a hefty settlement! Discover how to maximize your compensation in a few simple clicks.

Car accident insurance assessor's desk with a calculator

What is the Job of an Auto Accident Insurance Assessor?

“The interest of the insurance adjuster is to resolve potential claims QUICKLY, to pay the injured party before he or she has time to seek medical treatments that the insurance company wants to avoid paying for. Adjusters or appraisers: investigate the accident site, conduct interviews, record statements and determine the financial responsibility of the insurance. When you are the victim of an accident, an insurance adjuster is in charge of ensuring compliance with the General

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A pile of bundled hundred dollar bills for the settlement of a personal injury case

Insurance Companies Believe That Lawsuits Are Frivolous

Insurance companies have multimillion-dollar public relations machines that are constantly portraying victims and lawyers as if they were filing frivolous lawsuits in court. They do this to try to confuse the public by making them believe that these lawsuits are intended to make greedy people millionaires, which is false. They also want the public to think that they never reject or underestimate compensation. People who suffer an injury due to the negligence of another person

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A gavel sitting on the paperwork for a personal injury case

The Damage Formula Insurance Companies Use to Calculate Compensation

When determining compensation, calculating money spent and money lost is easy. However, there is no precise way to place a dollar figure on the cost of pain and suffering, loss of opportunities and experiences. This discrepancy is where the insurance formula of an insurance company comes into play. At the start of the claims negotiations, an insurance adjuster totals the medical expenses related to the injury. These expenses are called “special medical damages” or simply

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Illustration of personal injury lawyers working on a client case

Tactics Insurance Companies When a Car Accident Lawyer is not Present

When dealing with your car insurance company, it’s imperative to consult an attorney to guarantee a suitable compensation. Insurance companies use various tactics to lower the compensation you should receive. Take a look at the following examples: They take advantage of the Hispanic culture by rambling while they barely allow Hispanics to speak – this happens when they are taking the statement How is the weather today? It’s going to rain because it also rained

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Galley view of the inside of a Florida civil courtroom for injury cases

What Happens if the Case is Not Resolved with a Claim Against the Insurance Company? Do I Have to Go to Court for an Accident Case?

If the case is not resolved the next step is to go to trial. This is a dangerous step because anything can happen, in addition, the trial can become long and protracted. All personal injury lawyers aim to resolve the case and claim quickly. However, if this does not happen, the trial may be an alternative solution. At trial, both parties will present their cases and the jury will determine a verdict. In the event

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A toy car on top of a calculator representing car insurance payments

How to Choose the Best Car Insurance

How to Choose the Best Car Insurance Human beings do not naturally prepare for disaster. That’s a learned behavior. The vast majority of what we do on a day-to-day basis boils down to habit. Naturally, we don’t wake up in the morning, get out of bed, make a cup of coffee, and decide, “I’m going to get into a car accident today!” That’s just not how reality works. Unfortunately, reality will rear its ugly head

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Two men exchange details after a car accident

What Does an Insurance Appraiser Do?

When filing an insurance claim, you want to receive your fair share. Having an insurance policy can help you get back on your feet after a car accident or a catastrophe, and in many cases, it’s a legal requirement. However, many remain skeptical of insurance companies. People believe that these companies want to cut costs on policyholders, and unfortunately, in some cases, this is true. This is where insurance appraisers come into play. Basically, an

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A car insurance lawyer uses graphs and calculators to review a settlement offer

Dangers of Settling with an Auto Insurance Company

A car accident can turn your entire life upside down. One minute you’re driving into work, going to the store, or picking up the kids. Then, in an instant, your car is damaged and you’re in pain. You probably know that you need to file an insurance claim. But how does the claims process work? What do you need to do to obtain the money that you deserve? You’re faced with more questions than you

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A personal injury lawyer writing a demand letter for their client

Insurance Basics: Drafting the Perfect Demand Letter

Have you suffered a personal injury as a result of someone else’s negligence? Maybe you were involved in a rear-end collision with a distracted driver. Or, perhaps the negligence of a store owner resulted in unsafe conditions that led you to slip and fall. As a result, you may be struggling with pain, mounting medical bills, lost wages, or property damage. When your injury is someone else’s fault, you may be entitled to compensation. Of

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