Auto Insurance

Auto insurance agencies: friend or foe? We like to think of these corporations as hybrids of the two: the dreaded “frenemy.” Without them, it would be much harder to receive compensation for a car accident. But, even with them, you sometimes have to fight tooth and nail to receive the settlement that you deserve. And, assuming everything is going smoothly, what factors determine the cost of your monthly premium? There has to be a way to cut costs somewhere. Moreover, when things go sideways, how can you avoid falling prey to an insurance adjuster’s tricks of the trade? You can find answers to all of these questions—and more—here. Learn how you can go head-to-head with big-name insurance companies and still come out on top with a hefty settlement! Discover how to maximize your compensation in a few simple clicks.

Illustration of personal injury lawyers working on a client case

Tactics Insurance Companies When a Car Accident Lawyer is not Present

When dealing with your car insurance company, it’s imperative to consult an attorney to guarantee a suitable compensation. Insurance companies use various tactics to lower the compensation you should receive. Take a look at the following examples: They take advantage of the Hispanic culture by rambling while they barely allow Hispanics to speak – this happens when they are taking the statement How is the weather today? It’s going to rain because it also rained

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Galley view of the inside of a Florida civil courtroom for injury cases

What Happens if the Case is Not Resolved with a Claim Against the Insurance Company? Do I Have to Go to Court for an Accident Case?

If the case is not resolved the next step is to go to trial. This is a dangerous step because anything can happen, in addition, the trial can become long and protracted. All personal injury lawyers aim to resolve the case and claim quickly. However, if this does not happen, the trial may be an alternative solution. At trial, both parties will present their cases and the jury will determine a verdict. In the event

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A car insurance lawyer uses graphs and calculators to review a settlement offer

Dangers of Settling with an Auto Insurance Company

A car accident can turn your entire life upside down. One minute you’re driving into work, going to the store, or picking up the kids. Then, in an instant, your car is damaged and you’re in pain. You probably know that you need to file an insurance claim. But how does the claims process work? What do you need to do to obtain the money that you deserve? You’re faced with more questions than you

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Hand signing a contract with a personal injury lawyer after an accident

Why Insurance Companies Do Not Want Injured Victims to Hire Attorneys

Insurance companies and adjusters always want to convince victims, even with the most serious of injuries, not to hire counsel. It could be because the insurance company often faces negative exposure in cases where someone is paralyzed, suffered the loss of a limb, or sustained a devastating head injury. They hope to convince a victim to not get the help they may need. Some comments an insurance company may make are: “You don’t need a

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Insurance agent writing a recorded statement from a car accident victim

Recorded Statements May Damage Your Claim

Insurance companies go out of their way to convince people to reduce the amount of a claim. Many people either think that giving information could not affect their claim or that they must give the recorded statements, or the insurance company will not give them any compensation. However, the questions that insurance companies ask you are created to be used against you later. Before giving recorded statements or interacting with insurance companies, it is important

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Closeup of a car accident lawyer taking notes from her client

Honesty is the Best Policy When You Have a Car Accident

An insurance company will not resolve a case if it feels the damages are exaggerated. They know that if the person exaggerates the injuries from the beginning, the jury will punish the person for being dishonest. If the case goes to trial, we trust the jury will find out the truth if we are honest. We find that the jury rewards those who are honest, granting them fair and equitable compensation. As in all areas

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A man writing down tactics to reduce the cost of his car insurance

15 Tactics to Reduce the Cost of Your Car Insurance

Thinking as an insurance agent can help you reduce the cost of your insurance premium, and to do this you must think about the following: Drive a cheap vehicle: Driving a new vehicle will only make you need the most expensive insurance policy to cover any eventuality with your vehicle. Be the owner of your vehicle: If the car is not yours, you cannot decide which insurance policy is best for you. If you drive

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Hundred dollar bills to represent damages awarded after an accident

Can I Get Damages Against the Insurance Company After an Accident?

Writing demand letters to insurance companies can be a complicated process, as some claims are not supported by judicial scrutiny. Defective claims lead to the loss of cases. After an exchange of information, the injured party usually sends a written request. The lawsuit establishes the nature of the accident, the relevant factors, damages, the requirements on behalf of the victim and a safe solution that does not constitute a loss of time for the lawyer

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Coin money and pens to represent the price of an auto insurance policy

What Determines the Price of an Auto Insurance Policy?

Many factors affect the price of an auto insurance policy, and these same factors help calculate the chances of having a car accident. According to the Insurance Information Institute, these factors are: Driving record: the better the record you have, the lower your premium. Avoid traffic violations, accidents and tickets. You may also pay more money if you are a new driver or if you haven’t had any vehicles. Usage of the car: the more

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Personal injury lawyer on the phone speaking to an accident victim

Tactics Insurance Companies Uses When No Attorney is Present

Deliberate Delay – When a person is in an accident, they are in a financially tense situation. Even if they have good health insurance, they are still not working and earning an income. This may make it difficult to pay copayments and deductibles. Insurance companies know that you are buried in calls from hospitals and doctors to pay your bills, so they try to delay the claim. Requiring Unnecessary Information – Insurance companies send you

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