The at-fault party’s insurance adjuster will contact you shortly after the accident. The appraiser will ask you to fill out the following documents: Signature of authorization to obtain medical records Signature of authorization to obtain work records A recorded statement Generally, it is a good idea to not provide too much information, especially in the recorded statement. The reason for this is because you do not want to say anything that could damage your claim.
Choosing the best car insurance company can be very overwhelming. There is an added stress when having to choose between lower premiums and better coverage (which typically comes with a higher bill). The Florida minimum required policies are Personal Injury Protection (PIP) and Property Damage (PD) coverage. There are many coverage options available, and deductibles normally range from $0 to $2,000.00. Personal Injury Protection (PIP) is a standard coverage and has a limit of $10,000.00.
It is certainly possible to obtain car insurance coverage by using an international driver license. The only downfall is that the rate is generally higher than that of Florida residents. International driver licenses are valid in Florida for only 30 days, which is usually okay for tourists. If the individual plans to stay for a longer period of time, it is important then to apply for the Florida Driver License. Policies also vary, as well
Insurance policies create a contract that requires an insurance company to act in “good faith”. This foundation requires both parties to act with the utmost honesty and not to arbitrarily interpret the terms included in the agreement. If you are involved in an automobile accident, both the insurer and the insured are expected to act in good faith. You as the insured must give the information of the crash or accident without altering it, always
Generally, the following information will be required: All your medical bills All medical records Medical records prior to the accident (so the insurance company can verify if there are previous injuries) Any loss of salary incurred Any additional expense Any pain and suffering you have endured because of the accident Any previous history of accidents
Insurance companies have multimillion-dollar public relations machines that are constantly portraying victims and lawyers as if they were filing frivolous lawsuits in court. They do this to try to confuse the public by making them believe that these lawsuits are intended to make greedy people millionaires, which is false. They also want the public to think that they never reject or underestimate compensation. People who suffer an injury due to the negligence of another person
When determining compensation, calculating money spent and money lost is easy. However, there is no precise way to place a dollar figure on the cost of pain and suffering, loss of opportunities and experiences. This discrepancy is where the insurance formula of an insurance company comes into play. At the start of the claims negotiations, an insurance adjuster totals the medical expenses related to the injury. These expenses are called “special medical damages” or simply
When dealing with your car insurance company, it’s imperative to consult an attorney to guarantee a suitable compensation. Insurance companies use various tactics to lower the compensation you should receive. Take a look at the following examples: They take advantage of the Hispanic culture by rambling while they barely allow Hispanics to speak – this happens when they are taking the statement How is the weather today? It’s going to rain because it also rained
What Happens if the Case is Not Resolved with a Claim Against the Insurance Company? Do I Have to Go to Court for an Accident Case?
If the case is not resolved the next step is to go to trial. This is a dangerous step because anything can happen, in addition, the trial can become long and protracted. All personal injury lawyers aim to resolve the case and claim quickly. However, if this does not happen, the trial may be an alternative solution. At trial, both parties will present their cases and the jury will determine a verdict. In the event
How to Choose the Best Car Insurance Human beings do not naturally prepare for disaster. That’s a learned behavior. The vast majority of what we do on a day-to-day basis boils down to habit. Naturally, we don’t wake up in the morning, get out of bed, make a cup of coffee, and decide, “I’m going to get into a car accident today!” That’s just not how reality works. Unfortunately, reality will rear its ugly head