Choosing the best car insurance company can be very overwhelming. There is an added stress when having to choose between lower premiums and better coverage (which typically comes with a higher bill). The Florida minimum required policies are Personal Injury Protection (PIP) and Property Damage (PD) coverage. There are many coverage options available, and deductibles normally range from $0 to $2,000.00.
Personal Injury Protection (PIP) is a standard coverage and has a limit of $10,000.00. It relates to the payment of medical expenses and lost wages related to car accidents regardless of who is at fault. Note that Florida is a No-Fault state. This policy covers 80% of all medical expenses, where patients are expected to pay a deductible of 20%.
Property Damage (PD) coverage is also required by the state of Florida, and it offers coverage for the damage caused to another automobile assuming the insured was at fault. The coverage can be anywhere from $10,000 to $100,000 depending on the specific insurance coverage.
If you have been involved in a car accident and have questions, feel free to contact our firm at 855-DOLOR-55 (855-36567-55). We offer free consultations and would love to help our community through ethical legal representation. In the event that you are unable to attend one of our offices, we offer telephone support and have qualified investigators eager to help.
“For whoever keeps the whole law and yet stumbles at just one point is guilty of breaking all of it.” James 2:10