A car accident can turn your entire life upside down. One minute you’re driving into work, going to the store, or picking up the kids. Then, in an instant, your car is damaged and you’re in pain. You probably know that you need to file an insurance claim. But how does the claims process work? What do you need to do to obtain the money that you deserve? You’re faced with more questions than you have answers.
And, let’s face it. You’d rather put this entire unpleasant experience behind you. You just want to feel better, have your car repaired, and move on with your life.
However, the natural desire to receive a quick and easy settlement from the insurance company may result in you missing out on thousands of dollars. If the car accident was due to another driver’s negligence (e.g. distracted driving, a rear-end collision, or reckless behavior), then you may be entitled to significant compensation. This is especially true if you were injured during the accident.
What Auto Insurance Companies Don’t Want You to Know
Did you know that the goal of most auto insurance companies is to make a profit? These corporations happily collect your money every month. But, when it comes time to paying out claims, they often drag their feet. Insurance adjusters may deny your claim, offer you much less than you deserve, or make it difficult to settle your claim fairly.
This is how insurance companies make their profits. As adjusters do everything in their power to minimize your settlement, your family struggles to make ends meet.
We’ll let you in on a secret: The insurance companies already know that you want a quick settlement. They are fully aware of your desire to get on with your life. They may be willing to cut you a check for far less compensation than you deserve. Once you cash this check, you’ll essentially close out the claim.
So when your case of whiplash ends up being a herniated disc instead, you can’t go back and ask for more money. You’ve already settled the claim. Those huge medical bills have become your financial responsibility, even though you did nothing wrong!
Of course, you didn’t know any better. You’ve never handled the claims process before. You listened to what the adjusters said and thought that they had your best interests in mind. Meanwhile, the insurance companies breathe a deep sigh of relief because they don’t have to extend a big cash settlement.
Sadly, this exact situation happens to unsuspecting car accident victims each and every day.
Don’t Settle with an Auto Insurance Company on Your Own
Most people aren’t aware of the tricks that auto insurance companies use. Car accident victims try their best to understand the claims process and how to receive fair compensation for their injuries. But, they often make critical mistakes.
Unfortunately, the system isn’t set up for car accident victims to succeed. That doesn’t mean that you need to be cheated out of the money that you deserve. In fact, enlisting the help of a trusted personal injury attorney may make all the difference between being short-changed and securing your family’s financial future.
How a Personal Injury Lawyer Can Settle Your Claim Fairly
When you choose to recruit assistance with settling your car accident claim, you immediately gain leverage against the insurance company. Here’s how this can work to your advantage:
An Industry-Expert Handles Your Case.
Insurance companies make it difficult to obtain the money that you deserve. Just ask anyone who has suffered through a car accident. Insurers may immediately deny your claim or make you jump through so many bureaucratic hoops that you feel overwhelmed. The long hours on the phone (usually on hold) or the excessive paper trail can be enough for anyone to accept what little the insurance companies have to offer.
A personal injury lawyer has extensive knowledge about the claims process. Your lawyer can efficiently handle all of the paperwork and communications with the insurance company. This gives you valuable peace of mind as you focus on getting your life back together.
Your Lawyer Has the Resources to Investigate Your Accident.
In some car accidents, it is easy to prove fault. Of course, many accidents contain “gray areas” where facts need to be presented in order to prove liability. It may be difficult to do this on your own. This is what the insurance company wants. They want to use these “gray areas” to minimize your settlement.
Personal injury lawyers know how to conduct in-depth accident investigations. They gather all of the facts to determine who caused the collision, why it occurred, and, ultimately, who is to blame. A lawyer’s work furnishes the evidence that insurance companies can’t ignore or dispute.
Your Attorney Understands the Best Timing for Your Claim.
If you’re injured in a car accident, then insurance companies want you to settle fast. This is because they don’t want to pay out any extra money for long-term injuries or periods of missed work. Therefore, you want to be sure that you’re medically stable before you even consider settling a claim.
Personal injury lawyers understand the medical conditions that car accidents can cause. They know which injuries may have lasting effects. By consulting with your doctor or medical team, your lawyer knows exactly the right time to file your claim to make sure that medical bills, lost work, and suffering are all compensated.
Your Lawyer Knows How to Wield Successful Negotiation & Litigation.
In most cases, an insurance adjuster will offer you much less than your claim is worth. If you don’t know any better, you may accept the offer because you think that this is all they are willing to give. Something is better than nothing, right? Not in this case
A lawyer will look into your situation, perform the research, and determine a fair value for your claim. If it is much higher than the adjuster offers, then they begin negotiations. If the insurance company continues to offer an unfair settlement, a personal injury lawyer will take the next steps. This is exactly what the insurance companies don’t want.
You’ll Have Access to Court Representation If You Need It.
If you feel that your settlement isn’t fair, then you may choose to take the insurance company to court. Of course, a person with no prior legal experience may not have a clue where to begin. The legal system can be intimidating. Just the thought of going to court for a claim may have some people settling for less.
You don’t have to worry about this when a personal injury lawyer works for you. Lawyers know the laws and procedures that frame handling a claim in court. They understand the complicated insurance lingo that almost always seems like a foreign language. Sometimes just the threat of taking your case to court is enough to make insurance companies settle for a fair amount.
Where Can You Find A Trusted Personal Injury Lawyer?
It seems that everywhere you turn, you find an ad or someone else’s advice for a personal injury lawyer. So who can you turn to when you’re involved in a car accident? The best personal injury lawyers have intimate knowledge of the insurance process and how they can make it even more beneficial to their clients.
Gregory Ward founded the Ward Law Group with a purpose. He once represented the insurance companies. In doing so, he witnessed how these companies were taking advantage of everyday people just like you. In his heart, he knew that he needed to shift his focus.
This is why Gregory Ward created the Ward Law Group with his wife, Jany Martinez-Ward. The Wards wanted personal injury victims to obtain the money they needed to recover from their physical and financial issues. In fact, the Wards made it a goal to assist both English and Spanish-speaking individuals, who must navigate the complex process of insurance claims. Together, The Wards’ hard work has resulted in millions of dollars being paid to deserving individuals and their families.
Don’t become a victim of the insurance companies’ greed. By calling 855-DOLOR-55 (855-365-6755), you will have a trusted ally to guide you through every step of your claim.