What Does an Insurance Appraiser Do?
When filing an insurance claim, you want to receive your fair share. Having an insurance policy can help you get back on your feet after a car accident or a catastrophe, and in many cases, it’s a legal requirement. However, many remain skeptical of insurance companies. People believe that these companies want to cut costs on policyholders, and unfortunately, in some cases, this is true. This is where insurance appraisers come into play. Basically, an…Continue Reading
Forms of Car Accident Compensation
Car accidents can be life-changing events. Even if you walk away from the accident unscathed, filing a claim can become a nightmare. For example, complicated state insurance laws often dictate the success of insurance claims. To make matters even worse, if you suffer from debilitating bodily harm, then it only serves to muddy the waters even further. Aside from vehicular damage, you’ll likely have to contend with a long list of medical expenses. Who is…Continue Reading
What Should I Do If I’m Injured in an Accident?
We’ve all had those unfortunate moments in which life takes an unexpected turn for the worse. An accident can completely derail your plans. One moment you’re going about your daily business... Then, in an instant, you find yourself dealing with pain, confusion, and emotional turmoil. This is especially true for an auto accident. A car wreck is an inherently traumatic experience. You may be physically and emotionally shaken without a clue as to what you…Continue Reading
Can an Undocumented Immigrant File an Insurance Claim?
No one should endure pain and suffering, including undocumented immigrants. Believe it or not, illegal immigrants actually have more rights than you may think. For instance, undocumented immigrants have the right to seek aid from a professional legal team. Fundamentally speaking, undocumented immigrants in the United States have the same rights that any US resident has during their stay. The common worry for immigrants in the event of an accident is, “Will I get deported…Continue Reading
Dangers of Settling with an Auto Insurance Company
A car accident can turn your entire life upside down. One minute you’re driving into work, going to the store, or picking up the kids. Then, in an instant, your car is damaged and you’re in pain. You probably know that you need to file an insurance claim. But how does the claims process work? What do you need to do to obtain the money that you deserve? You’re faced with more questions than you…Continue Reading
Insurance Basics: Drafting the Perfect Demand Letter
Have you suffered a personal injury as a result of someone else’s negligence? Maybe you were involved in a rear-end collision with a distracted driver. Or, perhaps the negligence of a store owner resulted in unsafe conditions that led you to slip and fall. As a result, you may be struggling with pain, mounting medical bills, lost wages, or property damage. When your injury is someone else’s fault, you may be entitled to compensation. Of…Continue Reading
Why Insurance Companies Do Not Want Injured Victims to Hire Attorneys
Insurance companies and adjusters always want to convince victims, even with the most serious of injuries, not to hire counsel. It could be because the insurance company often faces negative exposure in cases where someone is paralyzed, suffered the loss of a limb, or sustained a devastating head injury. They hope to convince a victim to not get the help they may need. Some comments an insurance company may make are: “You don’t need a…Continue Reading
Uninsured Motorist Coverage vs Underinsured Motorist Coverage
Your car insurance policies may vary in their coverage. Such is the case of these important coverages: Uninsured Motorist Coverage, which protects you from a guilty driver who does not have auto insurance; and Underinsured Motorist Coverage, which protects you from a driver whose insurance is not enough to cover the costs of an accident. Expanding a little more on these coverages, coverage against uninsured drivers is a part of your auto insurance that protects…Continue Reading
What is Good Faith and Who Forces Insurance to Act this Way?
Insurance policies create a contract that requires an insurance company to act in “good faith”. This foundation requires both parties to act with the utmost honesty and not to arbitrarily interpret the terms included in the agreement. If you are involved in an automobile accident, both the insurer and the insured are expected to act in good faith. You as the insured must give the information of the crash or accident without altering it, always…Continue Reading
Myths About the Right to Receive Compensation After a Car Crash
When car accidents occur, people start to wonder about what is and is not covered by their insurance policy. There are some false beliefs and myths that have stopped many people from opening a case with their insurance company to get the compensation they need and deserve. Rumors from false experts may even push people away from the claim they have the right to bring by law. Here are some of these myths: Every case…Continue Reading