Insurance Basics: Drafting the Perfect Demand Letter
Have you suffered a personal injury as a result of someone else’s negligence? Maybe you were involved in a rear-end collision with a distracted driver. Or, perhaps the negligence of a store owner resulted in unsafe conditions that led you to slip and fall. As a result, you may be struggling with pain, mounting medical bills, lost wages, or property damage. When your injury is someone else’s fault, you may be entitled to compensation. Of…Continue Reading
What Should you do Immediately After you Have an Accident?
After a collision, it is VERY important to stay at the scene. NEVER leave the scene of the accident because it could bring negative consequences, from sanctions to arrests for fleeing. It is estimated that 5 million traffic accidents occur every year in the United States, so all drivers must be informed of how to act in such cases. If you suffer a traffic accident, the first thing to do is to stay calm and…Continue Reading
What Happens if you do not Feel Pain Immediately After an Accident?
Most people who are injured do not feel pain at the time of the shock, but often one or several days later. Some of the symptoms of hidden injuries are muscle pain, neck pain, back pain, headache and pain in the chest or ribs. Therefore, it is important that after an accident you visit the doctor, even if you think it is not serious or you do not feel any pain at the moment. In…Continue Reading
Uninsured Motorist Coverage vs Underinsured Motorist Coverage
Your car insurance policies may vary in their coverage. Such is the case of these important coverages: Uninsured Motorist Coverage, which protects you from a guilty driver who does not have auto insurance; and Underinsured Motorist Coverage, which protects you from a driver whose insurance is not enough to cover the costs of an accident. Expanding a little more on these coverages, coverage against uninsured drivers is a part of your auto insurance that protects…Continue Reading
Is Texting and Driving More Dangerous than Drinking and Driving?
WATCH OUT! A study from the University of Utah revealed that using a cell phone while driving is just as, if not more, dangerous than driving under the influence of alcohol. Today texting is considered the worst enemy of the wheel because they account for more motor vehicle accidents than driving under the influence of alcohol. Studies conducted in the United States show that more adults are texting while driving than young people. Some rese…Continue Reading
Is it More Dangerous to Drive at Night?
According to an analysis by the AAA Foundation for Traffic Safety, speed and nighttime driving are significant factors contributing towards the number of crashes and fatalities involving teen drivers during the 100 deadliest days, which is a period between Memorial Day and Labor Day. Contrary to what many people believe, driving at night is not recommended because the risk of an accident increases considerably. There are several factors that influence this, related to both the…Continue Reading
How Should a Seatbelt be Used?
Wearing a seatbelt is not only required by Florida law, but it can also save your life. Around 40,000 people die every year in car accidents, and the main cause of death among people aged 3 to 34 is failure to wear a seatbelt. Safety belts could have prevented deaths in about half of these accidents. In 2008, during the day, 45% of passengers that died in crashes were not wearing their seatbelts. During nights…Continue Reading
Is it More Dangerous to Drive Sleepy or Drive Drunk?
The American Automobile Association (AAA) published in December 2016 analyzed data from almost 5,000 accidents in the United States. It concluded that drivers who have lost three hours of sleep in a 24-hour range face similar accident risks to that of a driver who is legally drunk. This risk is four times higher than risk faced by a driver who has slept seven hours in a 24-hour range, and two times higher than for drivers…Continue Reading
Changing Lanes in an Unsafe Manner Can Lead to Problems
The state of Florida requires all drivers to drive in the right lane, and if you must make pass a car ahead of you, you must do so in the left lane when you travel through streets, roads and multi-lane highways. Changing lanes in an unsafe manner is one of the main causes of accidents, so drivers must be very alert at all times. According to the National Highway Traffic Safety Administration (NHTSA), 9% of…Continue Reading
Using Your Cell Phone While Driving or Walking can be Dangerous
Recent advancements in smartphone technology can help us communicate with others, purchase things we need, organize transportation, and much more. You can download an app for pretty much everything you need, which has led to a somewhat dependent relationship between humans and their smartphones. Cellphone use while driving or walking in public areas, however, can be harmful both to the person on their phone and people around them. Statistics show that using a cellphone while…Continue Reading