Were you the victim of a car accident? You shouldn’t expect your car insurance rates to rise due to a no-fault car accident in Florida. When you hire the Ward Law Group to represent your car accident claim, your medical expenses and vehicle repairs will be covered by the at-fault party’s insurance provider. If you can prove that you weren’t at fault, and your insurer does not have to pay, your insurance company won’t have to increase your premiums.
In car accident claims and personal injury lawsuits, proving fault means proving negligence. In a car accident in the state of Florida, you are at fault if you were negligent. Personal injury law, which governs situations where one person harms another, refers to “fault” as the key concept that lets an injured person recover damages if another person or business is at fault for causing the underlying accident or incident.
A claim made by the non-fault party or on behalf of the non-fault party can be based only on property damage or on both property damage and bodily injury. A company’s ability to recover money from a policyholder will depend both on the severity and amount of damage caused by an accident. In order to win your case, you must prove that the person who caused the accident was not careful. This is known as “breaching” or “violating” the duty of care. In a car accident, negligence occurs when someone does something they shouldn’t have done or fails to do something they should have done.
Depending on the circumstances, at-fault accidents can result in rate increases of three to five years. Due to this, it is vital to prove the other party’s fault as soon as possible. The car accident attorneys at the Ward Law Group have extensive experience handling car accident cases. We want to protect you from any additional harm or financial problems after a collision when we represent you.
According to claims investigators in Florida, the amount a driver’s insurance pays depends on the degree of their fault for the accident. Police reports, evidence from the scene, and documents are usually reviewed by insurers to determine who is at fault.
If you file an insurance claim or go to court for a car accident, you’ll have to prove the following:
It is sometimes clear when an at-fault driver has violated the duty of care. However, it may be harder to prove a breach of duty in other cases. For this reason, hiring an experienced car accident law firm like the Ward Law Group is essential.
It can be financially stressful for you and your family if you are involved in a collision caused by a negligent driver. You should not have to worry about rising insurance rates when seeking compensation for these expenses and losses.
From the moment we receive your phone call, the Ward Law Group takes action to prove your non-fault case:
Section 626.9541 of the Florida Statutes protects consumers from insurance companies canceling coverage or raising rates for the wrong reasons. Insurance companies are prohibited from dropping policyholders or increasing premiums without a valid reason under Florida law. After an accident, an insurance company cannot raise a customer’s premium or drop their coverage for first-party coverages like Personal Injury Protection (PIP), Medical Payments, or Collision unless the insurance company knows the customer was significantly at fault.
If an insurance company commits an unfair or deceptive act, it may be liable for civil liability and administrative penalties of up to $10,000.00.
It is not necessary for you to deal with your insurer alone. You can count on us to handle all your legal matters and communications regarding your claim from the moment you call.
If you’ve been injured because of another driver’s negligence, our car accident attorneys can help you recover compensation. Additionally, we provide our clients with assistance in recovering from their injuries and rebuilding their lives.
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